Board logo

whiplash
afj - 29/11/07 at 07:39 PM

has anyone reiceived a pay out on a whiplash injury claim? our tintop died last night after being hit at about 40mph by a fiesta,my wife was just sat in traffic and kerrblamo,, she spent 5 hours in A&E and was told she had whiplash, then at the doctors today he said she had whiplash and some bruising to her back and hips and told to have a week off work, anyway her insurance co. churchill said there legal dept will call her to sort things out and they seem keen to pursue an injury claim


speedyxjs - 29/11/07 at 07:40 PM

From what i have heard, insurance companies pay out for whiplash claims quite often as it is the mst common claim


Howlor - 29/11/07 at 07:54 PM

Should be worth a decent Zx12r and possibly a quaife reverse if she really whinges well.

Remember were there is blame theres a claim!


oadamo - 29/11/07 at 08:00 PM

iam in the process of claiming its been 1 year and still waiting. keep going back to the doctors because they pull your file to see how many times yoou have been. and it will make a diffrence on how much you get. and when your called for the medical make sure you telll them how its affected your day to day life as this will make a diffrence to how much you get. if you can go to physio
adam


unkle - 29/11/07 at 08:01 PM

assuming no lasting damage/pain then expect between 750- £1000. (asusming not self employed and therefore no loss of earnings).

Clearly though, I wouldn't even suggest that she goes back to the doctors after a week saying that her neck is still very sore and also a bit stiff just to make it two weeks and £1500


joneh - 29/11/07 at 08:45 PM

I got £1300 when I crashed into a taxi. They said I only got that because I neglected to mention a crash I had six months before. Should have been more!

I also claimed for catching the bus for a week, and faxed over adverts for simialr model cars for sale to up the pay out for it. On the bus thing, I saved up about £20 worth of tickets and the bloke on the phone just said, shall we call it £500 for the expense and inconvenience. Urm.. ok!


TGR-ECOSSE - 29/11/07 at 08:55 PM

I had whiplash a few years ago after i was rea ended by a blind woman! It hurts and i had to get physio for 3 months. To help increase your claim it helps to mention that her sex life has suffered a lot (it probably will :mad and mention that she is now nervous about driving after the crash. My claim was settled quickly because i had a good lawyer who kept on the case. I used my usual lawyer not one of those specialist claims people. Hope she feels better soon


Peteff - 29/11/07 at 08:59 PM

A friend of mine got nearly £2000 for his, stopped at temporary traffic lights when a lorry hit him. He wasn't working at the time so he may have got more if his time off had cost him anything.


afj - 29/11/07 at 09:08 PM

well so far in only 24 hours since the rta i have had no nookie, had to help her into bed then out off bed, help her get dressed and then undressed tonight so she could have a shower but what upsets her the most is she cant pick up our 2 year old PHOTOS NOW IN ARCHIVE

[Edited on 29/11/07 by afj]


TGR-ECOSSE - 29/11/07 at 09:25 PM

Ouch!! The boot floor is well in. You better get back to your nursing duties. Keep smiling

[img][/img]


higgsti - 29/11/07 at 09:27 PM

i had a head on with a drunk driver 2 years ago now and am still in pain ive spent the best part of 2k on physio and chiropractors/accupuncture ive had reacuring pins and needles in right hand and tennis elbowall caused by a trapped nerve.i was offered £3750 after my medical but decided to wait till my supposed recovery period was up glad i did.tell her she needs to keep her neck moving even though it hurts left/right forward to chest and back to upright not back .ice packs /peas and ask the doctor for a referal letter for physio if you dont you might no get this money back.


afj - 29/11/07 at 09:32 PM

OHH i forgot ..... my little girls magna doodle was in the boot ,cost 7.95


oadamo - 29/11/07 at 09:33 PM

quote:
Originally posted by TGR-ECOSSE
Ouch!! The boot floor is well in. You better get back to your nursing duties. Keep smiling

Image deleted by owner


they will send a guy around to take pics of the car and to value it. dont let him give you any cak about how much its worth.
adam


afj - 29/11/07 at 09:35 PM

luckly i work for a recovery firm so i picked the car up and took it back to the yard and the body shop collected it at 11am this morning,, also need to claim for a new child seat cost £109

[Edited on 29/11/07 by afj]


lotustwincam - 29/11/07 at 09:55 PM

Remember that any figure you agree on is for a "Full and Final" settlement. You can't go back a few years later complaining that the pain has got worse!

I was rear ended over twenty years ago. Only within the past few years have I been suffering from a stiff neck and reduced movement. Maybe thats due to the accident, or maybe its just old age setting in :-(


BenB - 29/11/07 at 09:56 PM

Don't bother keeping going back to the doctor just 'cos it looks good on the reports. Because it doesn't. It'll wee 'em off and isn't likely to endear you towards them for later on when you decide you actually want their help rather than just wasting their time to screw some money out of an insurance company (hence also indirectly putting their insurance premium up)....

Compensationitis is easily diagnosed.... and it tends to have a negative impact on any medical report that Dr writes....

Whiplash can cause serious problems. But it's easy to tell who is seriously hurt and who is just wasting time and preventing me from lurking on Locostbuilders I have sympathy for people who are injured. People who are just interested in the cash tend to get something written on the report like

"attended many times, mostly it appears to ensure their continuing apparent distress was recorded for medicolegal purposes"

Also- recording injuries for medicolegal purposes isn't actually covered under the remit of the NHS... You'll probably get away with it once or twice but if you take the wee your GP might decide to start charging £80 for each examination.....


oadamo - 29/11/07 at 10:13 PM

quote:
Originally posted by BenB
Don't bother keeping going back to the doctor just 'cos it looks good on the reports. Because it doesn't. It'll wee 'em off and isn't likely to endear you towards them for later on when you decide you actually want their help rather than just wasting their time to screw some money out of an insurance company (hence also indirectly putting their insurance premium up)....

Compensationitis is easily diagnosed.... and it tends to have a negative impact on any medical report that Dr writes....

Whiplash can cause serious problems. But it's easy to tell who is seriously hurt and who is just wasting time and preventing me from lurking on Locostbuilders I have sympathy for people who are injured. People who are just interested in the cash tend to get something written on the report like

"attended many times, mostly it appears to ensure their continuing apparent distress was recorded for medicolegal purposes"

Also- recording injuries for medicolegal purposes isn't actually covered under the remit of the NHS... You'll probably get away with it once or twice but if you take the wee your GP might decide to start charging £80 for each examination.....


sorry but compleate bollocks
adam


oadamo - 29/11/07 at 10:14 PM

quote:
Originally posted by oadamo
quote:
Originally posted by BenB
Don't bother keeping going back to the doctor just 'cos it looks good on the reports. Because it doesn't. It'll wee 'em off and isn't likely to endear you towards them for later on when you decide you actually want their help rather than just wasting their time to screw some money out of an insurance company (hence also indirectly putting their insurance premium up)....

Compensationitis is easily diagnosed.... and it tends to have a negative impact on any medical report that Dr writes....

Whiplash can cause serious problems. But it's easy to tell who is seriously hurt and who is just wasting time and preventing me from lurking on Locostbuilders I have sympathy for people who are injured. People who are just interested in the cash tend to get something written on the report like

"attended many times, mostly it appears to ensure their continuing apparent distress was recorded for medicolegal purposes"

Also- recording injuries for medicolegal purposes isn't actually covered under the remit of the NHS... You'll probably get away with it once or twice but if you take the wee your GP might decide to start charging £80 for each examination.....


sorry but complete bollocks
adam


TGR-ECOSSE - 29/11/07 at 10:54 PM

quote:
Originally posted by BenB
Don't bother keeping going back to the doctor just 'cos it looks good on the reports. Because it doesn't. It'll wee 'em off and isn't likely to endear you towards them for later on when you decide you actually want their help rather than just wasting their time to screw some money out of an insurance company (hence also indirectly putting their insurance premium up)....

Compensationitis is easily diagnosed.... and it tends to have a negative impact on any medical report that Dr writes....

Whiplash can cause serious problems. But it's easy to tell who is seriously hurt and who is just wasting time and preventing me from lurking on Locostbuilders I have sympathy for people who are injured. People who are just interested in the cash tend to get something written on the report like

"attended many times, mostly it appears to ensure their continuing apparent distress was recorded for medicolegal purposes"

Also- recording injuries for medicolegal purposes isn't actually covered under the remit of the NHS... You'll probably get away with it once or twice but if you take the wee your GP might decide to start charging £80 for each examination.....


I have to disagree. I had to keep going back to the doctors even during physio and they were realy good. I was even put in a neck brace and sent for an xray right away because of the sudden headaches and pains ! And that was 2 months after the accident. Just to let you know,when my car was hit my head went backwards over the head restraint (correct terminology) and i could see upside down out of the back window. I would agree they can spot a faker very easily but i dont think afj's missus needs to worry about that. Keep us posted afj. The recovery that is not the nookie


twybrow - 29/11/07 at 11:20 PM

I have to say I do agree with the sentiments of Ben. It certainly sounds like a claim worthy crash, and no one on here could possibly comment on the severity of her injuries - however, I think what Ben said was correct. You shouldn't just keep going back because you are concerned your payout might not be enough. You go to the doctors if you have an issue to see a doctor for. If you are genuinely in pain and suffering on-going problems, no doctor would mind seeing you. But if you are just looking for a sick note to aid your claim, I personally think that is waste of NHS time and money. Fight for your claim and get what is right and fair, not what you think you can get away with.


oadamo - 29/11/07 at 11:27 PM

just lost a big post from not logging in lol.

i never handed in a sick note. i lost a 25k a year job even tho i was still going to work. but i couldnt do my job proper. and now ive been told i wont got alot because i didnt go to the doctors. i only went once.
iam the sort of person to just get on with things lol.
adam


twybrow - 29/11/07 at 11:45 PM

Adam, I was not having a go at you or anyone else. Just adding my 2p worth. Each to there own and all that!


oadamo - 29/11/07 at 11:50 PM

no probs its only a forum anyway everyone has a say.
adam


RK - 30/11/07 at 12:56 AM

I have been affected by being rear ended by another car more than once. My advice is as follows. Please consider it CAREFULLY:

1. Find out who the best lawyer who has experience in these matters is.

2. Get him to agree to work for contingency (a percentage of the amount won in any settlement). Sign a ton of paperwork that he will hand you, but read it carefully. Don't be nervous about asking questions. That's what he's there for.

3. Listen to what he tells you. If he says to go to a specialist to have yourself MRI'ed and X-Rayed til the cows come home, do it.

4. Whatever the MD at the A and E told you is the most important piece of information you have at the moment.

5. Carefully record any lost wages due to pain etc, and keep records of physio etc.

You may be suprised how much you are offered and how much you end up with after perhaps years of legal horsing around. They are not the same. The numbers being thrown around on here are a pittance compared to what good legal people are capable of getting.

I may be in another country, but I know the world isn't that different over there. A lot of what people will tell you is total nonsense. SPEAK TO A GOOD LAWYER. Everyone hates them til they need one.


BenB - 30/11/07 at 07:57 AM

quote:
Originally posted by TGR-ECOSSE
quote:
Originally posted by BenB
Don't bother keeping going back to the doctor just 'cos it looks good on the reports. Because it doesn't. It'll wee 'em off and isn't likely to endear you towards them for later on when you decide you actually want their help rather than just wasting their time to screw some money out of an insurance company (hence also indirectly putting their insurance premium up)....

Compensationitis is easily diagnosed.... and it tends to have a negative impact on any medical report that Dr writes....

Whiplash can cause serious problems. But it's easy to tell who is seriously hurt and who is just wasting time and preventing me from lurking on Locostbuilders I have sympathy for people who are injured. People who are just interested in the cash tend to get something written on the report like

"attended many times, mostly it appears to ensure their continuing apparent distress was recorded for medicolegal purposes"

Also- recording injuries for medicolegal purposes isn't actually covered under the remit of the NHS... You'll probably get away with it once or twice but if you take the wee your GP might decide to start charging £80 for each examination.....


I have to disagree. I had to keep going back to the doctors even during physio and they were realy good. I was even put in a neck brace and sent for an xray right away because of the sudden headaches and pains ! And that was 2 months after the accident. Just to let you know,when my car was hit my head went backwards over the head restraint (correct terminology) and i could see upside down out of the back window. I would agree they can spot a faker very easily but i dont think afj's missus needs to worry about that. Keep us posted afj. The recovery that is not the nookie


I wasn't saying you shouldn't go to the doctor for medical help- quite the opposite. I bend over backwards for people who actually need help!!! I also never said that people didn't deserve appropriate compensation for their injuries. I was just suggesting its best not to try and pull the wool over the Drs eyes and attend just for the sake of getting extra money on the comp....
I think people should get what the deserve and what is appropriate. What annoys me is when patients can't get to see their GP cos my sessions are full of

- Mrs A saying can I write a letter to her council association saying that she (and all her family) have got asthma so that she can have carpets replaced with laminate floors. Despite the fact that none of them have that diagnosis....

- Mr X saying his skin feels a bit itchy and despite it looking much more like eczema and infact he doesn't want to treat it he would still like a letter saying he's got body lice to take to the DSS to get £400 for new clothes.....

- Ms Y coming in saying she's been feeling awfully unwell over the last two to three months with some really bizarre and spectacular symptoms and despite not wanting investigating would like a letter explained that this very severe thing they've done nothing about for two months means they can't hand in their coursework.

The list goes on and on and on......

It's just frustrating that people who have spinal injuries after road traffic accidents and actually need physio / pain clinics / dr appts find it difficult because the system is clogged up with people who don't need help but are (ab)using the system for a fast buck.....

Anyway, rant over, hope everyone gets well soon....


BenB - 30/11/07 at 08:22 AM

quote:
Originally posted by oadamo
just lost a big post from not logging in lol.

i never handed in a sick note. i lost a 25k a year job even tho i was still going to work. but i couldnt do my job proper. and now ive been told i wont got alot because i didnt go to the doctors. i only went once.
iam the sort of person to just get on with things lol.
adam


Blimey that sucks!!!
Clearly there's a fine line between going too rarely to document sufficiently and going too often!!!


ditchlewis - 30/11/07 at 08:58 AM

i'm sorry to hear about the accident, i hope your wife is ok.

i had a crash many years ago and got 3750 for the whiplash injury, but it took 3 years. i had to go to the doctors a few times in that period and have some physio.

since then i have been rammed at least twice more and now i have neck problems particually in the winter.....

ditch


MikeRJ - 30/11/07 at 09:30 AM

quote:
Originally posted by BenB
- Mrs A saying can I write a letter to her council association saying that she (and all her family) have got asthma so that she can have carpets replaced with laminate floors. Despite the fact that none of them have that diagnosis....


I am stunned that people have the bare faced cheek to ask a GP to write a bogus letter. It would be great to write a really impressive sounding letter using totaly made up terms:

Mrs X and her family are suffering from an acute case of putteronitis. This has reached an advanced stage, displaying primary cranial-vacuous syndrome with a real possibility of developing pychyous gimeelucre if not treated soon.


chrsgrain - 30/11/07 at 09:54 AM

Problem is if we wrote that - we'd be up in front of the GMC and be losing our livelihood!

Ben will get it much more where he works - but I see people every day who are trying to work the system, it does sometimes blunt your sympathy a little for those people who are properly ill.

The people to look out for are the ones who 'just get on with it' and could actually do a lot better with some treatment.

As far as whiplash goes - not my area of expertise, but the Mrs is waiting for a claim to go through - a good physio is worth finding - your GP should be able to recommend one, or go by word of mouth.

By the way - soft neck collars are only useful to;

1. Make people feel sorry for you
2. Keep your neck warm

Chris

[Edited on 30/11/07 by chrsgrain]


ravingfool - 30/11/07 at 11:10 AM

quote:
Originally posted by RK
I have been affected by being rear ended by another car more than once. My advice is as follows. Please consider it CAREFULLY:

1. Find out who the best lawyer who has experience in these matters is.

2. Get him to agree to work for contingency (a percentage of the amount won in any settlement). Sign a ton of paperwork that he will hand you, but read it carefully. Don't be nervous about asking questions. That's what he's there for.




I would say I agree with needing a solicitor that you trust and feel is competent, but chances are your insurance company will be handling all the details of arranging a suitable solicitor for the matter. They will find someone competent for the work as afterall it's in their best interests.

Regarding contingency fees, I'm afraid we cannot do that in this country (thank god) but if you do employ a solicitor directly you may be able to do so on a conditional fee arrangement. This is pretty much as it sounds, you only pay if you win, although if you do the fee will be 10% or so higher than otherwise. The full details of any such agreement have to be agreed in full in writing though so it's not something to worry about.

Good luck.


BenB - 30/11/07 at 02:10 PM

quote:
Originally posted by chrsgrain
Problem is if we wrote that - we'd be up in front of the GMC and be losing our livelihood!

Ben will get it much more where he works - but I see people every day who are trying to work the system, it does sometimes blunt your sympathy a little for those people who are properly ill.

The people to look out for are the ones who 'just get on with it' and could actually do a lot better with some treatment.

As far as whiplash goes - not my area of expertise, but the Mrs is waiting for a claim to go through - a good physio is worth finding - your GP should be able to recommend one, or go by word of mouth.

By the way - soft neck collars are only useful to;

1. Make people feel sorry for you
2. Keep your neck warm

Chris

[Edited on 30/11/07 by chrsgrain]


They're also good at making sure you don't move your neck for a few days, ensuring when you do finally try and move it, it's seized solid.....
Best used for a few hours only.....


afj - 30/11/07 at 07:08 PM

shes feeling much the same today although she is a little tender across her gut where the seat belt was. anyway the soliciter rang today and they spoke at lenth about her injurys and inconvinences so far. anyway she said thank you to all who have wished her well