james h
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| posted on 9/3/09 at 07:23 PM |
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Got an insurance quote... (BEC, 20 yo)
Hi all,
Got an online insurance quote from Adrian Flux:
MK Indy R1,
I'm 20 years old, been driving for 3 years next month. No claims.
Added my dad on to it as well as a named driver (not claimed since 1823)
Anybody want to guess if they quoted me? And if so, how much?
James
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kev R1
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| posted on 9/3/09 at 07:24 PM |
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425?
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tomgregory2000
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| posted on 9/3/09 at 07:25 PM |
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£1670?
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kev R1
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| posted on 9/3/09 at 07:25 PM |
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mine was £175 at 25, got me thinking now!
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daniel mason
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| posted on 9/3/09 at 07:28 PM |
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mine was £240 at 26 yo
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A1
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| posted on 9/3/09 at 07:28 PM |
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on the bad side of a grand?
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AndyGT
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| posted on 9/3/09 at 07:28 PM |
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Don't know how much your insurance would be but am impressed at your dads age!!! No accidents since 1823, did they even have roads back then?
nothing is impossible
everything is possible
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slimtater
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| posted on 9/3/09 at 07:29 PM |
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quote:
Originally posted by james h
Added my dad on to it as well as a named driver (not claimed since 1823)
Anybody want to guess if they quoted me? And if so, how much?
James
Perhaps wanted to run some searches on your dad who is at least 186 years old before quoting? 
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james h
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| posted on 9/3/09 at 07:29 PM |
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I will post a hint:
3/4 months ago I was quoted at £1300 from MSM
James
(answer in 15 mins....  )
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kev R1
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| posted on 9/3/09 at 07:29 PM |
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nice to see a 20yr old wanting an indy instead of a subaru!!!lol
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james h
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| posted on 9/3/09 at 07:30 PM |
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quote:
Originally posted by kev R1
nice to see a 20yr old wanting an indy instead of a subaru!!!lol
Haha, well I wouldn't mind either, but I'd like the faster, more impractical one more (when its finished!)
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grazzledazzle
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| posted on 9/3/09 at 07:32 PM |
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At the age of 19 i bought a westfield, my insurance with footman james was £350 a year based on 6000 miles.
It's more than that now for the ginetta or the tintop!
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james h
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| posted on 9/3/09 at 07:32 PM |
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quote:
Originally posted by slimtater
quote:
Originally posted by james h
Added my dad on to it as well as a named driver (not claimed since 1823)
Anybody want to guess if they quoted me? And if so, how much?
James
Perhaps wanted to run some searches on your dad who is at least 186 years old before quoting?
Good job he doesn't watch this forum
[Edited on 9/3/09 by james h]
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omega0684
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| posted on 9/3/09 at 07:34 PM |
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insure it in your dads name and put you on as a named driver, will be much cheaper
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james h
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| posted on 9/3/09 at 07:36 PM |
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quote:
Originally posted by omega0684
insure it in your dads name and put you on as a named driver, will be much cheaper
Thats what I would like to do, but unfortunately it seems I can't do this until I am at least 25 with most insurance companies 
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AndyGT
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| posted on 9/3/09 at 07:41 PM |
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I used to have a fleet policy insurance with footman james. I said I was a private collector and managed to get VERY cheap quote of 250 a year
without having to declare modifications to the tin-tops. Might be an alternative route to take?
But I had to buy and sell/scrap 3 cars a year which was extremely easy and sometimes this paid for the insurance!! True locost fashion!!!
nothing is impossible
everything is possible
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deezee
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| posted on 9/3/09 at 07:41 PM |
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quote:
Originally posted by omega0684
insure it in your dads name and put you on as a named driver, will be much cheaper
I think its worth mentioning that if you insure your vehicle in a parents name and go down as a named driver, but your the primary user, its against
most T&Cs.
Sure you might not get caught. But they'll cancel the policy if they find out. And if they find out cos your in an accident, you'll get
nothing. Even if it wasn't your fault.
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james h
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| posted on 9/3/09 at 07:49 PM |
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The answer:
£750
Not bad at all I think! (3000 miles)
That was just with an online form, sure I can haggle a little more. Plus with the 15% Pistonheads discount, its easily less that the insurance for me
on my dads car (BMW E36 316i)
What do you all think?
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omega0684
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| posted on 9/3/09 at 07:53 PM |
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quote:
I think its worth mentioning that if you insure your vehicle in a parents name and go down as a named driver, but your the primary user, its against
most T&Cs
true, but if you are only driving it once a week how can you say who is the primary driver if there ever was an accident
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kev R1
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| posted on 9/3/09 at 08:00 PM |
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it quite a lot for sayin how often you will get to use the car! imoa
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A1
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| posted on 9/3/09 at 08:13 PM |
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bloody hell! they wont touch me till im 21 or something
im on 1600 from msm for 6000miles a year
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Danozeman
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| posted on 9/3/09 at 08:22 PM |
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quote:
That was just with an online form, sure I can haggle a little more
Im sure if you ring up itl be less.
Dan
Built the purple peril!! Let the modifications begin!!
http://www.eastangliankitcars.co.uk
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paul the 6th
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| posted on 9/3/09 at 08:23 PM |
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god I remember my first years insurance on a 1.4 ford escort, £1800 quid!
now I'm 23 with 6 years no claims on a 2.0 mondeo tdci it's down to £300 quid a year fully comp with protected NCB's. The missus has
just bought a 57 plate Fiesta Zetec-s turbo diesel and it's £235 quid a year for her (24 years old with 3 years ncb, parked on driveway in
york)....
And the best thing about her insurance... it's only 30 quid more to add me as a second driver for the year it's a right rocket!
GoDesign.me.uk - Self Adhesive Vinyl Artwork, Wide Format Printed Artwork and Customised Heat
Pressed Clothing...
--------
http://picasaweb.google.com/haynesroadster - Roadster Photo Build Log
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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cloudy
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| posted on 9/3/09 at 08:25 PM |
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Can someone explain how to get the 15% Pistonheads discount?
www.warnercars.com
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wicket
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| posted on 9/3/09 at 08:36 PM |
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My 1st insurance was £9 6s 0d in old money TPFT at 19 !!!!!
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