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OT - Tin-Top insurance
mcerd1 - 17/12/09 at 01:35 PM

Its due again soon and I don't like what I'm paying now, but can't find anything cheaper

rough details are:
me +3 or 4 drivers (me@28 +1@22 +1@25 + my mum, cause that makes it cheaper )
all with there own cars, clean licences and no claims

9 years of no claims

fully comp + windscreen + no claim protection
with commuting and business use for me only

12000 miles

the cars only an 1.8 petrol focus (2001) - but they want £380 for the renewal


anyone got any suggestions / recommendations ?


turbodisplay - 17/12/09 at 01:40 PM

Try churchill, but after getting a quote ring them and try to negociate.
My gf rang up to correct a mistake and got a better deal, when she expected it to cost more.
Thanks
Darren

[Edited on 17/12/09 by turbodisplay]


blakep82 - 17/12/09 at 01:48 PM

i been quite happy with elephant try them


mcerd1 - 17/12/09 at 01:55 PM

cheers, but I normally do that anyway (I should have said)

also I should have said its with tesco just now and the best on line quotes I've had to date are around the £425 mark, nearly £50 more than the renewal


[edit] elephant was about £430

[Edited on 17/12/09 by mcerd1]


l0rd - 17/12/09 at 02:09 PM

just startet looking on mine too.

Best quote so far £490 by Andrian Flux

Laguna 1.8 16v 2000
30K a year
4years NCB
1 accident not at fault


Modified with renault alloys and uprated HiFi


McLannahan - 17/12/09 at 02:50 PM

I've got all three cars insured with 2Gether now. Very reasonable.


richardR1 - 17/12/09 at 02:56 PM

You could try giving Chris Knott a go. They promote on a lot of the car forums and i heard about them on the VXR forum. Just renewed with them, I'm 39, 3 points speeding, full NCB and paid £320 for my 2008 Astra VXR with protected NCB. Rang them when i bought a little 54 plate Vauxhall Combo van to run about in and that was only £200 fully comp for proper van insurance including carrying goods if i ever need to. As this was a new policy this was only with any introductory NCB.
I also live in Hull which isn't the cheapest area for insurance.


britishtrident - 17/12/09 at 05:25 PM

A lot depends on the level of car crime in your post code.

No claims protection is really only worthwhile if you have a maximum NCB before you start it as it in effect freezes your NCB and what constitutes maximum NCB varies from company to company.


mcerd1 - 18/12/09 at 08:19 AM

car crime round here isn't much of a problem (where do you check that anyway?)

I only added protected no claims when I got to the maximum which was 5 years, but now they say 9 but I've got that now as well