corrado vr6
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| posted on 19/10/11 at 05:43 PM |
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Car written off!
Dont worry its not a kit lol, Basically my mum has had a prang around 2 weeks ago was hit on the rear drivers side by a lady who went through a red
light, now my mum has been told that her car will be written off this being an 06 Vauxhall Astra estate, now her insurance co have offered £3850 but
the car was only bought from dealer a year ago for 6k and i have read on here and other forums that you should not accept the first offer from the
insurance. I guess what im looking for is ways of getting more from the insurance is it a case of just keep declining their offer im not looking at
taking the pee to much but she has had a lot to deal with in getting this sorted and i feel some sort of compo for that time and effort should amount
to something as it was not her fault!! also my mum has a courtesy car through them which they will take back as 2 days after the cheque for £3850
arrives they want the car back which means she needs to buy a car pretty sharpish, but as we all know buying a car you dont buy the first one you see!
not sure if any of this makes much sense but needed to find some more info and thought where better to ask thanks for reading and hope someone in the
know can help Greg
http://r1indy7.wordpress.com/
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MakeEverything
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| posted on 19/10/11 at 05:49 PM |
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What does glasses guide say for the value of the astra? Sounds to me like you should tell them to Feck off!
Kindest Regards,
Richard.
...You can make it foolProof, but youll never make it Idiot Proof!...
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MikeRJ
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| posted on 19/10/11 at 05:51 PM |
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You need to get some proof of market value of an equivalent car. Have a hunt through Autotrader etc. and see what it will cost her to get as near as
possible to the same car.
However, unless it was an absolute top spec, super low mileage car I think you might be a little optimistic on it's value.
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McLannahan
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| posted on 19/10/11 at 05:53 PM |
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I had a hideous offer once for a car. I printed off adverts for similar cars, provided a print out of the dealer services, used Autotrader, EBay and
garage adverts.
The offer nearly doubled so it was well worth the effort. I was a bit bitter having to do the leg work but well worth it. It's their job to save
money on payouts so just contact them and explain why your car is worth far more than their offer. If they ask for proof then provide the above!
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Proby
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| posted on 19/10/11 at 05:58 PM |
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As said above, I've been in a similar situation. Gather as much information/adverts as possible, try and find a few same year and same spec and
print the ads. Also if the car has full dealer history and you have a fully stamped service book this can help with getting a better price.
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owelly
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| posted on 19/10/11 at 06:08 PM |
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Similar for me. I chucked the assessor bloke an Autotrader and asked him to explain why he was offering enough to buy a car 6 years older than the one
he was looking at. He doubled his offer.
http://www.ppcmag.co.uk
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ashg
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| posted on 19/10/11 at 06:17 PM |
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last year i managed to barter the insurance company up from £600 to a grand for my other halfs 98 micra in a few phone calls.
Anything With Tits or Wheels Will cost you MONEY!!
Haynes Roadster (Finished)
Exocet (Finished & Sold)
New Project (Started)
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samjc
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| posted on 19/10/11 at 06:38 PM |
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Check value of a few at identical spec and inform them also shell be claiming it all through her insurrer whos claiming off the other persons insurer
so compasation should.be added especial if admiting a red ligjt offence, a freind got 2k just for wiplash as a passenger in a vehicle which was write
off.
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cliftyhanger
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| posted on 19/10/11 at 07:02 PM |
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Indeed, be careful.
Yes, get the values of similar spec cars as evidence, or ask them to supply another car. I think there was a time when insurance companies actually
did that.
Re the courtesey car. get onto the insurance company, find out if the other company is accepting liability. If so, they should pay for a car for a
reasonable time, after all it is their fault. However, legal depts are generally pretty hopeless.
You should also claim for all out of pocket expenses. If you really want to go fo it, you could ask the other side to pay any projected increases in
insurance premiums. There will be an increase, and it is their fault. Not sure how far you will get though.
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Ninehigh
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| posted on 19/10/11 at 07:03 PM |
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Autotrader's showing an 06 astra estate at about £3800.. However they're 71K-101k miles...
Looks like they're offering the lower end of the scale
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l0rd
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| posted on 19/10/11 at 07:08 PM |
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do not accept the money.
I will try to find one of my earlier posts to tell you what happened to me so you can get the idea.
Wait for a couple of minutes
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Stott
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| posted on 19/10/11 at 07:12 PM |
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quote:
Originally posted by Ninehigh
Autotrader's showing an 06 astra estate at about £3800.. However they're 71K-101k miles...
Looks like they're offering the lower end of the scale
or £1500 for a 1.6 club on a 2006 55 plate 102k!!! 
As mentioned, depends on spec, mileage and condition
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Ninehigh
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| posted on 19/10/11 at 07:19 PM |
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quote:
Originally posted by Stott
quote:
Originally posted by Ninehigh
Autotrader's showing an 06 astra estate at about £3800.. However they're 71K-101k miles...
Looks like they're offering the lower end of the scale
or £1500 for a 1.6 club on a 2006 55 plate 102k!!!
As mentioned, depends on spec, mileage and condition
Lol you'll get about that much for my mondeo! (05, tdci, 101k)
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corrado vr6
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| posted on 19/10/11 at 07:19 PM |
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Thanks so far chaps really appriciate this her Astra had 43000 on the clock so as you say needs to be like for like so will get some ads just done a
search on Glass's site dealer price was £4600 trade in £2800 and £3800 for private sale so offer doesnt seem to bad but according to this if she
wanted same spec car (not amazing spec by the way) at simular mileage from dealer like she had bought it from shes looking at another 800 quide which
she would be out of pocket for she does have back pain since accident which she has been to doctors for but havent persued it any further unless pain/
condition gets worse! Thanks again
http://r1indy7.wordpress.com/
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l0rd
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| posted on 19/10/11 at 07:20 PM |
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quote:
Originally posted by l0rd
do not accept the money.
I will try to find one of my earlier posts to tell you what happened to me so you can get the idea.
Wait for a couple of minutes
Right, Can't find one in details so here you go.
I had an accident. Got hit on the back. My insurance company gave me a curtecy car for a week and then took it back. I had not settled my claim yet. I
had to rent myself another car to look for a car.
The other driver didn't want to accept liability. The matter took ages. My insurance company offered me the lowest amount they could so they
didn't have to pay incase i was at fault. I did not accept.
In the end, they ended up paying all travel expences i did when i didn't have a car, payed the rented car, petrol for the cars i went around
when i was looking.
And then i accepted the settlement.
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MikeRJ
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| posted on 19/10/11 at 07:25 PM |
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quote:
Originally posted by samjc
Check value of a few at identical spec and inform them also shell be claiming it all through her insurrer whos claiming off the other persons insurer
so compasation should.be added especial if admiting a red ligjt offence, a freind got 2k just for wiplash as a passenger in a vehicle which was write
off.
Compensation is for people that suffer genuine injuries. Contrary to the practice of money grabbing pikeys it's not something you claim for as
a matter of course  Fortunately they are developing tests that will weed out the scum that help increase all our insurance premiums.
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Davey D
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| posted on 20/10/11 at 05:24 AM |
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As above.. You will need to look closely at specs. I bought an 05 astra estate 1.7cdti life (lowest spec) back in 2008 for £4k and it had about 50k
miles on the clock.
So id be very happy with an offer if 3800 if mine were wtitten off.
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Macbeast
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| posted on 20/10/11 at 06:01 AM |
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Use the phrase " I want to be put back in the position I was in before the accident "
ie, identical or similar car ( Milage, condition etc )
I'm addicted to brake fluid, but I can stop anytime.
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