John G
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| posted on 7/10/25 at 04:06 PM |
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Teenager insurance ARDS test
My son will start driving lessons after Christmas. He passed his advanced ARDS test at Malory back in June. Would this help with keeping the cost down
or is it best not to mention it?
Regards Jon
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Slimy38
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| posted on 7/10/25 at 04:21 PM |
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quote:
Originally posted by John G
My son will start driving lessons after Christmas. He passed his advanced ARDS test at Malory back in June. Would this help with keeping the cost down
or is it best not to mention it?
Regards Jon
I doubt it'll make any difference to driving lesson costs? The instructor will probably just think he's a natural driver and might say
he's ready for his test quite early on. It might help with insurance costs once he's passed his test, but you can try that on gocompare or
similar and see if it has a positive (or negative!) impact.
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John G
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| posted on 7/10/25 at 04:47 PM |
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Sorry, I meant to say insurance cost!
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DAN@ADRIAN FLUX
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| posted on 7/10/25 at 07:23 PM |
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Hi.
When he's ready if you need any help with insurance at all then please feel free to drop me a line.
Regards,
Dan.
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nick205
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| posted on 8/10/25 at 02:15 PM |
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Jon
With the first of my 3 now driving, I found:-
1. Learner insurance isn't unreasonable
2. As soon as they've passed it takes a big jump up.
3. Males are more expensive to insure than females - statistics I expect!
4. Chose his first car carefully, some are cheaper to insure than others.
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Slimy38
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| posted on 8/10/25 at 03:42 PM |
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quote:
Originally posted by nick205
Jon
With the first of my 3 now driving, I found:-
1. Learner insurance isn't unreasonable
2. As soon as they've passed it takes a big jump up.
3. Males are more expensive to insure than females - statistics I expect!
4. Chose his first car carefully, some are cheaper to insure than others.
I got a quote for learner insurance for my daughter, just out of interest. It was about the same as my insurance, maybe a few quid more but very
surprising. I then got a quote for the same car but her as a driver, and they basically added a zero.
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loggyboy
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| posted on 8/10/25 at 04:17 PM |
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Even if they know what it is they wont care. Pass plus used to give you 10% off for 1st year, but cost about as much as you saved.
Mistral Motorsport
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coyoteboy
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| posted on 8/10/25 at 10:17 PM |
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I suspect it will make no difference at all. Handling a car isn't part of the test in reality, it's road rules and common sense/not driving
fast.
Pass plus wasn't worth the effort when I was learning in 97, the only companies offering a discount were the expensive ones anyway.
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SteveWalker
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 posted on 9/10/25 at 08:02 AM |
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quote:
Originally posted by Slimy38
quote:
Originally posted by nick205
Jon
With the first of my 3 now driving, I found:-
1. Learner insurance isn't unreasonable
2. As soon as they've passed it takes a big jump up.
3. Males are more expensive to insure than females - statistics I expect!
4. Chose his first car carefully, some are cheaper to insure than others.
I got a quote for learner insurance for my daughter, just out of interest. It was about the same as my insurance, maybe a few quid more but very
surprising. I then got a quote for the same car but her as a driver, and they basically added a zero.
The car really does make a difference. It is cheaper for us to keep my wife's old (now redundant as we have an EV) Matiz on the road, with two of
our children as learners, than it is to add just one of them to the insurance on our Zafira (our little used, but long-range, bulky load and tow
vehicle standby).
I wonder what it would cost to add them to my Robin Hood or my Series 2A Land Rover
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Sanzomat
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| posted on 9/10/25 at 12:48 PM |
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Not sure if its still the case but when my son was approaching learning to drive about 12 years ago I was told that getting him insured on anything in
his own name would make a big difference to his insurance cost when he passed. As such we bought a cheap moped (whilst he was still 16), insured it
with him as the only driver, IIRC was about £200 to buy the moped and £100 for insurance. By the time he passed his driving test he was more than 6
months into the second year of being insured on the moped. It never even turned a wheel so definitely no claims. They counted that insurance as 2 yrs
(more than half way through 2nd year) experience and NCD and it dropped the insurance quote on a 1.0 Corsa from £2500 as just passed and no previous
insurance to £850. Sold the moped for what we'd paid, £30 back for unused term on the moped insurance so only cost £170 to reduce the insurance
by £1650.
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JoelP
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| posted on 10/10/25 at 03:05 PM |
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Genius ^
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Mr Whippy
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| posted on 19/10/25 at 10:02 AM |
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quote:
Originally posted by JoelP
Genius ^
Certainly is and I think I will do this too for my girls, nice one. I suppose just getting them a provisional bike license will be enough to get them
insured 
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coyoteboy
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| posted on 28/10/25 at 03:55 PM |
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quote:
Originally posted by Sanzomat
Not sure if its still the case but when my son was approaching learning to drive about 12 years ago I was told that getting him insured on anything in
his own name would make a big difference to his insurance cost when he passed. As such we bought a cheap moped (whilst he was still 16), insured it
with him as the only driver, IIRC was about £200 to buy the moped and £100 for insurance. By the time he passed his driving test he was more than 6
months into the second year of being insured on the moped. It never even turned a wheel so definitely no claims. They counted that insurance as 2 yrs
(more than half way through 2nd year) experience and NCD and it dropped the insurance quote on a 1.0 Corsa from £2500 as just passed and no previous
insurance to £850. Sold the moped for what we'd paid, £30 back for unused term on the moped insurance so only cost £170 to reduce the insurance
by £1650.
You need to get a license, sit a paper test and a CBT to drive a moped, since 1990 IIRC. Still, good idea,
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Sanzomat
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| posted on 28/10/25 at 05:24 PM |
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quote:
Originally posted by coyoteboy
You need to get a license, sit a paper test and a CBT to drive a moped, since 1990 IIRC. Still, good idea,
Absolutely, if you are going to ride the moped on the road. However in our case the moped was just insured and parked up in a garage. Back then (12
years ago) I didn't have any trouble taking out insurance without the CBT (he did need a provisional license though). I have just checked though
and all the insurers I looked at ask for evidence of the CBT pass before insuring so maybe that loophole has closed now.
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