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Cat D cars
Staple balls - 21/9/09 at 06:16 PM

Well, my dad's car has become a cat D write off because an old duffer ran into it a bit.

Insurance is offering £2k for it, and will sell it back to us for £600, if we want it.

What's involved with getting it back on the road?

The damage is pretty minor but I've no idea how repairable it'd be.

Hints and tips on a postcard please.

Cheers


clairetoo - 21/9/09 at 06:21 PM

Written off for that (I've taxed a lot worse


Staple balls - 21/9/09 at 06:24 PM

I know, f**cking shocking, isn't it?

low speed old duffer too, like parking speed, so I'd be surprised if there was more damage than visible


robocog - 21/9/09 at 06:26 PM

They wrote it off for that?

they must put a high value on t-cut these days

It looks like the dent would just pop back out if pressed from the inside

Doesn't look like theres any real "work" required though!

Regards
Rob

(edited my duff info out!)

[Edited on 21/9/09 by robocog]


MikeRJ - 21/9/09 at 06:27 PM

If you aren't worried about the aesthetics then all you have to do is get it MOT'd then you can be back on the road.

A Cat D does not usually (ever?) require a DVLA inspection.

[Edited on 21/9/09 by MikeRJ]


r1_pete - 21/9/09 at 06:29 PM

Doesn't need any form of inspection to put a CatD back on the road, they may not even take the MOT off you.

Cat C's and B's beed varying levels of inspection, ranging from identity check to engineers reports.


Jon Ison - 21/9/09 at 06:33 PM

Take the money, do sod all to the car, drive on.


clairetoo - 21/9/09 at 06:40 PM

Yep - thats what I'd do


need4speed - 21/9/09 at 06:48 PM

My cat D clio was a bit worse than that but as said it may need an MOT but will not need an inspection. I'd buy it back and use it or get it repaired then use it. the trouble with insurance is they pay full wack and only use new parts. the cost of replacing the rear quarter panel instead of repair is what makes it a catD

Dave


Peteff - 21/9/09 at 06:51 PM

Snatch their hand off only way you'll get that much, it's a Matiz though so offer them £300 for it they expect you to haggle.

[Edited on 21/9/09 by Peteff]


Dangle_kt - 21/9/09 at 06:52 PM

I've had a few bikes written off for silly small damage (not inflicted by me).

All I did was get in touch with the insurance and say I was offended by there offer, and disgusted that they wrote it off for so little damage.

£xxxxx was not enough, and I will need time to gather the proof that similar cars are selling for more - autotrader ads etc.

Then I would submit them, and wait for their responce.

If there next offer wasn;t suitable I would carry on until I was happy.

"all the while your paying for my curtosy car, but I suppose due to the incredibley low damage I;d be happy to accept your offer on the condition that you waive the salvage retention fee"

It has worked twice, no problems - full pay out (slightly less than I was hoping, but not much) and a free bike that I put straight back on the road after spending 30 mins swapping parts over.





[Edited on 21/9/09 by Dangle_kt]


Staple balls - 21/9/09 at 06:55 PM

Cheers, gives us stuff to think about.

What about buying the car back then trading it in so we can get a less horrible car?


Guinness - 21/9/09 at 07:02 PM

It's a Matiz. Burn it. Kill it with fire. The wife had one for a while. God it was dire.

Mike


Guinness - 21/9/09 at 07:03 PM

Could you take the £2k, buy the car off them, then trade it in under the govt scrappage scheme?

At least that way it would be off the road

Mike


Staple balls - 21/9/09 at 07:09 PM

Killing it with fire would be the best option, yes

It's not old enough for the scrappage scheme


clairetoo - 21/9/09 at 07:10 PM

It would make a good doner for a project I have been thinking about.........


Staple balls - 21/9/09 at 07:20 PM

quote:
Originally posted by clairetoo
It would make a good doner for a project I have been thinking about.........


I dread to think


clairetoo - 21/9/09 at 07:24 PM

quote:
Originally posted by Staple balls
quote:
Originally posted by clairetoo
It would make a good doner for a project I have been thinking about.........


I dread to think

Trust me - it's a good idea


Staple balls - 21/9/09 at 07:27 PM

Tell me more! (in u2u if you're being sneaky) I really hope it involves fire


iank - 21/9/09 at 08:18 PM

quote:
Originally posted by Staple balls
Cheers, gives us stuff to think about.

What about buying the car back then trading it in so we can get a less horrible car?


Cat D would come up on HPI for the trade in and they'd offer very little for it.

I'd just MOT it and keep it as it is until it dies a natural death from old age.


Staple balls - 21/9/09 at 08:46 PM

quote:
Originally posted by iank
Cat D would come up on HPI for the trade in and they'd offer very little for it.

I'd just MOT it and keep it as it is until it dies a natural death from old age.


Important safety tip, thanks egon.


Mark Allanson - 21/9/09 at 08:55 PM

quote:
Originally posted by r1_pete
Doesn't need any form of inspection to put a CatD back on the road, they may not even take the MOT off you.

Cat C's and B's beed varying levels of inspection, ranging from identity check to engineers reports.


Cat B's don't need inspecting as they are break only


Mark Allanson - 21/9/09 at 08:57 PM

quote:
Originally posted by iank
quote:
Originally posted by Staple balls
Cheers, gives us stuff to think about.

What about buying the car back then trading it in so we can get a less horrible car?


Cat D would come up on HPI for the trade in and they'd offer very little for it.

I'd just MOT it and keep it as it is until it dies a natural death from old age.


Any car with an assessed value of less than $2000 is not even recorded - not worth the paperwork