pinto
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| posted on 10/11/09 at 10:28 AM |
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Remorgaging
Any one changed mortgages lately and got a good deal
Have been searching internet and get a bit lost on whats a good deal
So thought i would try this great bed of knowledge
Have got about £45,000 mortgage on a house worth about £450,000
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contaminated
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| posted on 10/11/09 at 10:46 AM |
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For the very first time I've stayed with my existing mortgage company because they offered the best deal. Even my mortgage advisor (a friend of
the family) couldn't get better.
I always used to look on ftyourmoney.com
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Humbug
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| posted on 10/11/09 at 10:55 AM |
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I've remortgaged several times, the last few via London & Country who've found
me good deals. Last time was about 6 months ago when I got a 5 year fix at 4.69% on an interest-only basis (giving flexibility to pay more or less
each month depending on circumstances).
Best contact them and/or some others to compare what the current deals are, as they can change quite quickly.
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speed8
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| posted on 10/11/09 at 11:17 AM |
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Nationwide SVR as an existing customer at 2.5%. If I move I can take my outstanding mortgage over at that rate and add additional to it at 3.28%.
That's for 75%LTV.
They've got some reasonable rates on their website. No idea if it's the best but I've been happy with them.
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speed8
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| posted on 10/11/09 at 12:55 PM |
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Should probably add that I hear Woolwich are offering Base + 1.48% on a lifetime tracker. Can't imagine you would get much better than that over
the next year or two.
I'm not an IFA though, just been looking at the market as I think about moving.
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chrism
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| posted on 10/11/09 at 01:19 PM |
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You could try going to a mortgage advisor as there usually free, but make sure they are whole of market, they can also sometimes get better deals
apparently.
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pinto
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| posted on 10/11/09 at 01:21 PM |
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the trouble with some of the mortgages is the fee
the woolwich is a £1000
and as i now find out i only owe £35000
im not sure its worth it
and the 1.48% is only for only for a year and a bit then goes up to 2.49%
still looking thanks so far
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andyharding
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| posted on 10/11/09 at 02:05 PM |
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I use Mortgage Monitor, a lender pays the fee broker, and find them very good. Thomas is your man on 0800 988 2000.
Are you a Mac user or a retard?
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andyharding
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| posted on 10/11/09 at 02:06 PM |
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To add further I have a mortgage going through with Wooly at the moment and they are sloooooooooooow.
Are you a Mac user or a retard?
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40inches
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| posted on 10/11/09 at 03:25 PM |
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Have alook here Money Saving Expert
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