Jon Ison
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| posted on 6/2/06 at 08:59 PM |
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Mortgage Advice ??
Well, we are just at the end of a fixed term discount mortgage and can move without penalty,
Whats the best deal out there, anyone checking ?
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JoelP
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| posted on 6/2/06 at 09:05 PM |
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id use a broker. They usually get paid by the mortgage company, so it costs nothing, and they should know good products etc. Do you know if you want
another fixed rate one or do ya want to change? Mortgage rates are fairly stable for now, id guess level or maybe cut by .25% over the next 6
months.
When my loan comes up for change, in about 6 months, i'll get a 5 year fix with the payments as high as i can afford. Its about time i dented
the loan total! 
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Avoneer
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| posted on 6/2/06 at 11:01 PM |
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Jon, you've been nice to me so far so I'm gonna U2U you some links to save you money on everything.
Bit of reading to do, but car and home insurance, gas and electric and everything else...
Pat...
No trees were killed in the sending of this message.
However a large number of electrons were terribly inconvenienced.
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Tiger Super Six
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| posted on 7/2/06 at 10:12 AM |
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That's what I do for a day job - hence the need to play with cars at the weekend!!
Would agree that rates will probably stay flat for a while, whether a 5-yr tie-in suits will depend on your situation. Following website is good to
compare rates, if that's what your after.
http://www.moneysupermarket.com/
http://www.moneysupermarket.com/mortgages/mortgage.asp
Any questions give me a shout if you want.
Mark
Tiger Avon
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steve_gus
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| posted on 7/2/06 at 08:51 PM |
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i was in your situation a few months back and found there was little advantage in switching. You get charged fees by your existing co to provide info
in the transfer, and the new co often charges too.
then many have a lock in time with penalties.
interest rates are so low that a few fractions of a percent save you very little. Unless you have a ballistic mortgage!
Not swapping and getting a 0.8% better rate cost me less than a tenner - not worth the hassle (50k over 9 years)
atb
steve
http://www.locostbuilder.co.uk
Just knock off the 's'!
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Avoneer
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| posted on 9/2/06 at 10:54 PM |
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Anything any use Jon?
Pat...
No trees were killed in the sending of this message.
However a large number of electrons were terribly inconvenienced.
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