Staple balls
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| posted on 21/9/09 at 06:16 PM |
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Cat D cars
Well, my dad's car has become a cat D write off because an old duffer ran into it a bit.
Insurance is offering £2k for it, and will sell it back to us for £600, if we want it.
What's involved with getting it back on the road?
The damage is pretty minor but I've no idea how repairable
it'd be.
Hints and tips on a postcard please.
Cheers
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clairetoo
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| posted on 21/9/09 at 06:21 PM |
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Written off for that  (I've taxed a lot worse 
Its cuz I is blond , innit
Claire xx
Will weld for food......
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Staple balls
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| posted on 21/9/09 at 06:24 PM |
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I know, f**cking shocking, isn't it?
low speed old duffer too, like parking speed, so I'd be surprised if there was more damage than visible
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robocog
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| posted on 21/9/09 at 06:26 PM |
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They wrote it off for that?
they must put a high value on t-cut these days
It looks like the dent would just pop back out if pressed from the inside
Doesn't look like theres any real "work" required though!
Regards
Rob
(edited my duff info out!)
[Edited on 21/9/09 by robocog]
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MikeRJ
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| posted on 21/9/09 at 06:27 PM |
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If you aren't worried about the aesthetics then all you have to do is get it MOT'd then you can be back on the road.
A Cat D does not usually (ever?) require a DVLA inspection.
[Edited on 21/9/09 by MikeRJ]
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r1_pete
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| posted on 21/9/09 at 06:29 PM |
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Doesn't need any form of inspection to put a CatD back on the road, they may not even take the MOT off you.
Cat C's and B's beed varying levels of inspection, ranging from identity check to engineers reports.
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Jon Ison
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| posted on 21/9/09 at 06:33 PM |
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Take the money, do sod all to the car, drive on.
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clairetoo
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| posted on 21/9/09 at 06:40 PM |
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Yep - thats what I'd do 
Its cuz I is blond , innit
Claire xx
Will weld for food......
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need4speed
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| posted on 21/9/09 at 06:48 PM |
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My cat D clio was a bit worse than that but as said it may need an MOT but will not need an inspection. I'd buy it back and use it or get it
repaired then use it. the trouble with insurance is they pay full wack and only use new parts. the cost of replacing the rear quarter panel instead of
repair is what makes it a catD
Dave
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Peteff
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| posted on 21/9/09 at 06:51 PM |
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Snatch their hand off only way you'll get that much, it's a Matiz though so offer them £300 for it they expect you to haggle.
[Edited on 21/9/09 by Peteff]
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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Dangle_kt
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| posted on 21/9/09 at 06:52 PM |
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I've had a few bikes written off for silly small damage (not inflicted by me).
All I did was get in touch with the insurance and say I was offended by there offer, and disgusted that they wrote it off for so little damage.
£xxxxx was not enough, and I will need time to gather the proof that similar cars are selling for more - autotrader ads etc.
Then I would submit them, and wait for their responce.
If there next offer wasn;t suitable I would carry on until I was happy.
"all the while your paying for my curtosy car, but I suppose due to the incredibley low damage I;d be happy to accept your offer on the
condition that you waive the salvage retention fee"
It has worked twice, no problems - full pay out (slightly less than I was hoping, but not much) and a free bike that I put straight back on the road
after spending 30 mins swapping parts over.
[Edited on 21/9/09 by Dangle_kt]
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Staple balls
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| posted on 21/9/09 at 06:55 PM |
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Cheers, gives us stuff to think about.
What about buying the car back then trading it in so we can get a less horrible car?
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Guinness
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| posted on 21/9/09 at 07:02 PM |
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It's a Matiz. Burn it. Kill it with fire. The wife had one for a while. God it was dire.
Mike
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Guinness
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| posted on 21/9/09 at 07:03 PM |
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Could you take the £2k, buy the car off them, then trade it in under the govt scrappage scheme?
At least that way it would be off the road
Mike
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Staple balls
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| posted on 21/9/09 at 07:09 PM |
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Killing it with fire would be the best option, yes 
It's not old enough for the scrappage scheme 
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clairetoo
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| posted on 21/9/09 at 07:10 PM |
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It would make a good doner for a project I have been thinking about.........
Its cuz I is blond , innit
Claire xx
Will weld for food......
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Staple balls
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| posted on 21/9/09 at 07:20 PM |
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quote:
Originally posted by clairetoo
It would make a good doner for a project I have been thinking about.........
I dread to think
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clairetoo
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| posted on 21/9/09 at 07:24 PM |
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quote:
Originally posted by Staple balls
quote:
Originally posted by clairetoo
It would make a good doner for a project I have been thinking about.........
I dread to think
Trust me - it's a good idea
Its cuz I is blond , innit
Claire xx
Will weld for food......
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Staple balls
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| posted on 21/9/09 at 07:27 PM |
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Tell me more! (in u2u if you're being sneaky) I really hope it involves fire
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iank
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| posted on 21/9/09 at 08:18 PM |
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quote:
Originally posted by Staple balls
Cheers, gives us stuff to think about.
What about buying the car back then trading it in so we can get a less horrible car?
Cat D would come up on HPI for the trade in and they'd offer very little for it.
I'd just MOT it and keep it as it is until it dies a natural death from old age.
--
Never argue with an idiot. They drag you down to their level, then beat you with experience.
Anonymous
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Staple balls
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| posted on 21/9/09 at 08:46 PM |
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quote:
Originally posted by iank
Cat D would come up on HPI for the trade in and they'd offer very little for it.
I'd just MOT it and keep it as it is until it dies a natural death from old age.
Important safety tip, thanks egon.
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Mark Allanson
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| posted on 21/9/09 at 08:55 PM |
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quote:
Originally posted by r1_pete
Doesn't need any form of inspection to put a CatD back on the road, they may not even take the MOT off you.
Cat C's and B's beed varying levels of inspection, ranging from identity check to engineers reports.
Cat B's don't need inspecting as they are break only
If you can keep you head, whilst all others around you are losing theirs, you are not fully aware of the situation
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Mark Allanson
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| posted on 21/9/09 at 08:57 PM |
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quote:
Originally posted by iank
quote:
Originally posted by Staple balls
Cheers, gives us stuff to think about.
What about buying the car back then trading it in so we can get a less horrible car?
Cat D would come up on HPI for the trade in and they'd offer very little for it.
I'd just MOT it and keep it as it is until it dies a natural death from old age.
Any car with an assessed value of less than $2000 is not even recorded - not worth the paperwork
If you can keep you head, whilst all others around you are losing theirs, you are not fully aware of the situation
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