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Does car insurance cover a motorbike ?
steve m - 23/5/21 at 04:53 PM

Does car insurance cover a motorbike on TPFT?

I have a full bike licence, but neighbour hasnt, he has bought a Honda 750 four, 1970's vintage, not sure why !!

Hes asked me to collect it, on his insurance, he has cover to ride any bike he owns, but obviously, unable to ride the bike himself
so wants me to do so, but using my Car insurance to cover his policy,

To be honest the last bike i rode was a Suzuki Gs1000 in about 1984, so im trying all excuses NOT to do this job !

Mr Whippy - 23/5/21 at 05:15 PM

In this case I'd definitely phone up your insurance company and ask them. My gut feeling is no and tbh it doesn't sound like you should be riding anything until you've been through a refesher course. Cars and bikes are totally different. I'm currently teaching my mum to drive a car again after a break of about 20 years and she's forgotten almost everything, she's horrendous! Sounds a very poor choice of bike for him and I can see it not ending well.

Just say no.

steve m - 23/5/21 at 05:59 PM

Ive pretty well said NO, The main reason i dont want to ride the bike, is i KNOW, that once ii do, ill want one myself, now the garage is empty

I say empty, it was until i went back into RC flying, one plane i told the wife, and four later, and i think ive just bought a 1/6 scale spitfire, off a club member, god knows why, as the plan was to stick with electric and edf's and stay away from Ic

r1_pete - 23/5/21 at 05:59 PM

I wouldn't risk it..

Best bet would be to get one of the specialist bike transporters to collect for him, they strap them down well and often pack them with foam sheets. Far better option than riding it.

perksy - 23/5/21 at 07:50 PM

quote:
Originally posted by r1_pete
I wouldn't risk it..

Best bet would be to get one of the specialist bike transporters to collect for him, they strap them down well and often pack them with foam sheets. Far better option than riding it.




A friend did this when he bought a restored classic Kawasaki, He said it worked well..

Simon - 23/5/21 at 09:40 PM

Your car insurance won't cover you (99.99% sure of that). As others have said, get him to use shiply or other shipper and get it moved professionally; or hire a van, get some ratchet straps and a scaffold board or two.

Mr Whippy - 23/5/21 at 11:09 PM

quote:
Originally posted by steve m

I say empty, it was until i went back into RC flying, one plane i told the wife, and four later, and i think ive just bought a 1/6 scale spitfire, off a club member, god knows why, as the plan was to stick with electric and edf's and stay away from Ic


Spitfires are nice but i find landing them without a nose over really hard unless the grass is super short and you stall it just on the flare. A hard runway is ideal but we don't have that. The problem with the Spitfire was that the undercarriage is too far back even on the full size. Plus the tail is stupidly small. The Hurricane is vastly better to fly. I usually end up with way too many planes so keep the spare ones in the loft and only take down 2 at most each year. That way I don't end up with half ready planes all over the place or spending huge amounts of money on them, which is very easy. Nothing wrong with ic, I only fly glow and petrol, electric planes do nothing for me.

chillis - 24/5/21 at 12:15 PM

You would need to confirm with your insurer first. But I don't think so anymore. If you don't to do it then don't do it. If he hasn't got a license then one wonders why he bought it. Either way he should organise a courier company to collect it.

steve m - 24/5/21 at 02:25 PM

If he hasn't got a license then one wonders why he bought it.

People buy karoke machines, but cant sing, so what ever someone buys is purely down to them surely?

indykid - 24/5/21 at 09:22 PM

Even if you could, if it goes tits up, it's your no claims and your loaded premiums for the next 5 years. Pound to a pinch of shit, he'd want you to cover the cost of the bike and walk away from the rest.

Just say no.

coyoteboy - 25/5/21 at 12:32 PM

Apparently the "driving other vehicles TPFT" extension to policies is only designed for emergency anyway, and liable to be revoked if used for general use.