been offered a cat d car but not sure how much bearing being a cat d has on value or re sell values.

so i call on the mass of knowledge here on LCB for any advice

cheers

Andy

What kind of car is it Andy?

(model, year, spec, etc).

Hi Scootz

its a mk3 2006 MX5 1.8

cheers

Andy

It may affect insurance, you need to reconcile this if you intend to use.

I had a cat C once, I could not get fully comp insurance only third party.... although correctly repaired and certificated.

Where is the law that states you need to declare a cat D (or C) to insurance? Cat D simply means it was not economical to repair. i.e. it could have been a scratch, or paint stripper thrown on the bonnet. It does not always imply damage.

I wouldn't be put off a cat D personally, would just have a more thorough look around for evidence of repair (e.g. front longitudinals, bumper beam, crush cans, front wings, radiator, headlamp, rear bumper beam, rear arches and boot floor).


A cat C tends to be more serious and I try to stay away from them.

my alfa is a cat d,it has been no bother insuring it
it may affect sale price
but after repair and parts it was half price

All of my cars over the last 10 years have been CAT c, and i have never had a problem insureing them !

as for CAT d, i do not know,

hi all
if its cheap mate buy it

cat a is write off and can only be broken for spares
cat c damage too severe to repair ( but ok if you can keep cost down second hand parts where safe )
cat d beyond economical repair ( but deffo the best one to go for )

and for a cat d i dont think you even need a vic test from vosa ( but cant be sure as laws change )
if vic test is required dont be put off all they check is car has no stolen parts and cost is 40 pounds

personally i wouldn't be put off buying cat c or d
hth
colin

Cheers guys, as usual LCB has the answer.

Ive been offered a car as PX against my project BMW with a Jag engine. not got the time or inclination to finish it so a wee mx5 might fit the bill.

many thanks

Andy

Be aware of the insurance implications (not the premium but any payout)

See Mark Allanson's quote on this thread http://www.locostbuilders.co.uk/viewthread.php?tid=47469

quote:

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Insurance will not be a problem to obtain, afterall they want your money. The rub comes when you try to make a claim, they will SERIOUSLY undervalue your car as they have an objection to paying out a total loss on the same car twice.

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i think the value drops to 75% of market value
so if you want it for yourself will be worth it but if you are looking to sell on you might not make a profit
cheers
colin

We've just put my daughter's Corsa back on the road after a crash and it is the second time it's been cat C. The damage was to the doors so she fitted some second hand ones and a bit of new trim and it's gone through MOT and VIC again. It's with the same insurance company who wrote it off and no problems. They paid her out and returned the car for couple of hundred quid.

Some years ago I had an Orion Ghia that had been reshelled due to a write off. After getting an engineers report by RAC got insured no problem. Some months later it was stolen, a total loss. Got the full value of the car back. Not sure if things have changed since then.

Mx5 is always a popular choice, so you shouldn't have too many problems when it comes to the time to move it on.

Assuming it's a good repair, then I would pay UP TO 2/3rds the price of a similar non-categorised car.

Buy cheap and sell cheap!