Lurch88
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| posted on 14/5/09 at 02:54 PM |
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Bad Day Follow up follow up
Further to my post about crashing my MK Indy.
The bastards have made it a category B and want to crush it.
I have pleading my case on the phone and the best I have managed is to buy back the car but ,I have to surrender the V5,Mot and let them have the
Chassis to crush later.
Gutted
means building into another chassis and going through the IVA.  
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MK chippy
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| posted on 14/5/09 at 02:58 PM |
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What! In the pic in your archive the car doesn't look to bad. Certainly fixable! Unless there is hidden damage?
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Lurch88
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| posted on 14/5/09 at 03:04 PM |
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The Chassis is badly ripped up around the front suspension mounts and the back R/H wheel points out at 45 degs.
The rear suspension is OK its the chassis thats given.
The Gaps around the engine are all wrong as well.The Chassis is U/S and thats all he looked at.
If I want to re-Chassis it I have to re-register
God knows I have been pleading on the phone.
The Insurance people agents Innovation group have been really good and are fighting my case but the Assessor wont change his mind
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l0rd
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| posted on 14/5/09 at 03:19 PM |
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Sorry to hear that.
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Lurch88
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| posted on 14/5/09 at 03:26 PM |
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Any one want to buy and MK without a Chassis
R1 Powered.
Probably a pile of bits for sale!
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tendoshingan
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| posted on 14/5/09 at 03:28 PM |
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Unlucky,
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Humbug
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| posted on 14/5/09 at 03:28 PM |
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You shouldn't need another SVA/IVA if you get a replacement chassis from MK and put the old bits on it. On
this site it says:
"Vehicles that have been rebuilt using a mix of new or used parts
In order to retain the original registration mark:
* cars and car-derived vans must use:
The original unmodified chassis or unaltered bodyshell (i.e. body and chassis as one unit - monocoque); or a new chassis or monocoque bodyshell of
the same specification as the original supported by evidence from the dealer or manufacturer (e.g. receipt).
And two other major components from the original vehicle - ie suspension (front & back); steering assembly; axles (both); transmission or
engine.
If a second-hand chassis or monocoque bodyshell is used a car must pass an Individual Vehicle Approval (IVA) and light goods vans must have a enhanced
single vehicle approval (ESVA) or single vehicle approval (SVA) test after which a "Q" prefix registration number will be
allocated."
Since you would be using a new chassis of the same type and (presumably) the original engine, etc. you should be able to MOT it (+ maybe VIN check?)
and put it back on the road with the original reg. Don't know if it is different if it was originally a Q plater though
[Edited on 14.05.2009 by Humbug]
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Lurch88
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| posted on 14/5/09 at 03:41 PM |
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The Insurer say I have to give them the V5 and Mot, It will go on the system as written off.
God knows I have pleaded with them.
As a Cat B its history.
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Guinness
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| posted on 14/5/09 at 03:46 PM |
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Sorry to hear about your problems.
I'd be getting the car back to yours. Then I'd be getting an independant claims guy in on your side.
Hope you get it sorted.
Can I ask who you are insured with, so I can avoid them??
Mike
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Lurch88
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| posted on 14/5/09 at 03:54 PM |
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The Insurers are called KGM the brokers were M R Bloor.
To be fair tp KGM have been ok,
I bent the car on the 5th and got a cheque today.
the problem lies with the Independent assessor calling it a B instead of a C.
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clairetoo
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| posted on 14/5/09 at 04:26 PM |
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The only way out I can see is this - send the insurers the cheque back , and tell them to cancel the claim - if you are not claiming , they cant write
it off , surely ?
Then find another chassis or repair yours at your leisure - probably work out cheaper (unless you have a very good agreed value ?) , and you get to
keep your car without all the hassle of building a new one and paying out for IVA .
Thats what I would do - but then , I would do just about anything to avoid making a claim 
Its cuz I is blond , innit
Claire xx
Will weld for food......
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mad-butcher
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| posted on 14/5/09 at 04:42 PM |
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As claire says buy another chassis MK MNR Mac 1 who ever is the cheapest rebuild it shouldn't cost more than a grand and you've saved your
NCD
tony
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ashg
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| posted on 14/5/09 at 05:00 PM |
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take the money let the bent chassis go then get on piston heads and buy one already done. strip down and rebuild with your parts job done.
Anything With Tits or Wheels Will cost you MONEY!!
Haynes Roadster (Finished)
Exocet (Finished & Sold)
New Project (Started)
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Dangle_kt
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| posted on 14/5/09 at 05:45 PM |
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Buy a factory built or 2nd hand factory built?
Sorry to hear your news, must be gutting to see all your time and effort gone in an instant.
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BenB
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| posted on 14/5/09 at 06:53 PM |
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Presumably if you were so inclined you could get your own indepedent assesment which could say it's a C and go back to the insurers and argue
the to$$. I'd certainly do that rather than put a whole new car through IVA.
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BenB
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| posted on 14/5/09 at 06:54 PM |
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All depends on whether they decide it "can / should be repaired". Pretty damn subjective in my book!!!
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FEZ1025
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| posted on 14/5/09 at 07:00 PM |
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Don't bank the cheque, I'm sure I have read possibly on the newsgroups where a similar situation arose that once you bank the cheque you
have deemed to have agreed with their decision.
Alan...
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chris taylor
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| posted on 14/5/09 at 08:36 PM |
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Hi, you have U2U
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clairetoo
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| posted on 17/5/09 at 01:28 PM |
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Looking at the photo it dont look that bad - but that junction does look very familiar - is the junction on the A50 just outside Coalville ?
If so , it's about 2 miles from me.........
Its cuz I is blond , innit
Claire xx
Will weld for food......
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