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Author: Subject: Insurance switch over / overlap. What to do?
smart51

posted on 7/10/18 at 02:59 PM Reply With Quote
Insurance switch over / overlap. What to do?

I've spotted a tin top I like on eBay at a good price. I'm going to see it on Tuesday and bidding ends on Thursday. If I win it, I'll put my current car up for sale. It means I'll have two cars for a few weeks while I sell the old one.

Normally, you sell the old car then buy the new one and just swap the insurance over. I won't be able to do this. How can I insure 2 cars for (I hope) a short time and switch over the NCB?

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CosKev3

posted on 7/10/18 at 03:23 PM Reply With Quote
Speak to your insurance,some will give you a couple of weeks overlap FOC
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Slimy38

posted on 7/10/18 at 04:36 PM Reply With Quote
quote:
Originally posted by CosKev3
Speak to your insurance,some will give you a couple of weeks overlap FOC


Yep, quite common nowadays. We did it recently for my wife's car, they gave us a month overlap for free, and I think it was going to be 10 for another month (thankfully we managed to sell it on the 29th day of the first month!!). The car being sold is only covered for third party, and I think there's a mileage restriction, but it's perfect for test drives.

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smart51

posted on 7/10/18 at 05:46 PM Reply With Quote
Great, thanks. That sounds like the best option.
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smart51

posted on 8/10/18 at 06:15 PM Reply With Quote
My insurer, Privilage, want 28 for a week's overlap (as an example). The best price I've had for a stand along policy is 28 for 1 day. The difference in price between a private sale and We Want Any Car will all be swallowed up by insuring 2 cars, so I guess that's what I'll do.
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