Printable Version | Subscribe | Add to Favourites
New Topic New Poll New Reply
Author: Subject: Layup insurance
tims31

posted on 17/5/20 at 01:28 PM Reply With Quote
Layup insurance

Due to working alot and most events I was hoping to attend, being cancelled I have been looking at SORNing my Fury and getting lay up insurance. My insurance is due renewal and I can't see much point at the moment of renewing.

Does anyone else hae layup insurance or are thinking about it?

Also, it will be 3 years in June since my IVA so I guess I should be due the first MOT but what will be the rules on this, is it delayed 6 months like other MOTs or will I have to get mine done?





Build: http://www.martinsfurybuild.co.uk/

View User's Profile Visit User's Homepage View All Posts By User U2U Member
gremlin1234

posted on 17/5/20 at 02:28 PM Reply With Quote
quote:
Originally posted by tims31
Also, it will be 3 years in June since my IVA so I guess I should be due the first MOT but what will be the rules on this, is it delayed 6 months like other MOTs or will I have to get mine done?


https://www.gov.uk/guidance/coronavirus-covid-19-mots-for-cars-vans-and-motorcycles-due-from-30-march-2020
"First MOT due
The extension also applies to these types of vehicles that are due their first MOT test on or after 30 March 2020."

View User's Profile View All Posts By User U2U Member
SPYDER

posted on 17/5/20 at 06:29 PM Reply With Quote
You might find that TPF&T could be cheaper than layup. It was when I enquired. YMMV
View User's Profile Visit User's Homepage View All Posts By User U2U Member
tims31

posted on 17/5/20 at 06:48 PM Reply With Quote
quote:
Originally posted by gremlin1234
quote:
Originally posted by tims31
Also, it will be 3 years in June since my IVA so I guess I should be due the first MOT but what will be the rules on this, is it delayed 6 months like other MOTs or will I have to get mine done?


https://www.gov.uk/guidance/coronavirus-covid-19-mots-for-cars-vans-and-motorcycles-due-from-30-march-2020
"First MOT due
The extension also applies to these types of vehicles that are due their first MOT test on or after 30 March 2020."


Thanks for that. Good to know.

quote:
Originally posted by SPYDER
You might find that TPF&T could be cheaper than layup. It was when I enquired. YMMV


Hmm, worth knowing. I will ask about both in this case. Thanks

[Edited on 17/5/20 by tims31]





Build: http://www.martinsfurybuild.co.uk/

View User's Profile Visit User's Homepage View All Posts By User U2U Member
tims31

posted on 17/5/20 at 07:04 PM Reply With Quote
What companies are people using? I'm currently with A Plan but their prices seem to be creeping up





Build: http://www.martinsfurybuild.co.uk/

View User's Profile Visit User's Homepage View All Posts By User U2U Member
coyoteboy

posted on 19/5/20 at 12:08 PM Reply With Quote
Sky and Adrian Flux are both brokers with access to some unusual policies. Sky failed miserably for me on a standard car (weirdly were super cheap (cheaper!) on a very highly modified car) but I've not tried them for layup.

I've just taken out a policy with AF and noticed they have layup too - this may be useful as I will likely be swapping the winter mud plugger for a more fuel-friendly option in a month or so.

Really Insurance is too difficult to move about. Why does it have to be so difficult (and incur a 35 quid charge every time) to say "I want to stop insurning that car, and start insuring this one". Or "I have 3 cars, only one can be driven at a time, please cover all for theft and figure out what you want me to pay for the combination of risk from driving any one at a time.





Report your local potholes, it actually works!

View User's Profile Visit User's Homepage View All Posts By User U2U Member
tims31

posted on 23/5/20 at 08:18 AM Reply With Quote
quote:
Originally posted by coyoteboy
Sky and Adrian Flux are both brokers with access to some unusual policies. Sky failed miserably for me on a standard car (weirdly were super cheap (cheaper!) on a very highly modified car) but I've not tried them for layup.

I've just taken out a policy with AF and noticed they have layup too - this may be useful as I will likely be swapping the winter mud plugger for a more fuel-friendly option in a month or so.

Really Insurance is too difficult to move about. Why does it have to be so difficult (and incur a 35 quid charge every time) to say "I want to stop insurning that car, and start insuring this one". Or "I have 3 cars, only one can be driven at a time, please cover all for theft and figure out what you want me to pay for the combination of risk from driving any one at a time.


Yep, totally agree.
It should be so much easier to insure for on road and layup if not using. I did see something a few months ago where there are people in London who have a basic F&T insurance and then use an app on their phone to notify when they take there car out for a drive. Basically they only pay for the days they drive and the rest of the time it is like Layup insurance.
Obviously you would pay alot more if you used the vehicle regularly, but at the moment it wold allow you to drive occasionally when you wanted to.

Went away from AF and Aplan in the end as they were both quoting high. Ended up going with 2gether insurance, much the same cover and almost 80 cheaper. About the same costs as layup insurance so just stayed with having insured for driving.





Build: http://www.martinsfurybuild.co.uk/

View User's Profile Visit User's Homepage View All Posts By User U2U Member
steve m

posted on 23/5/20 at 09:17 AM Reply With Quote
A neighbour of mine has an insurance policy that she pays 170 a year for, and 4p a mile after that,
She rarely does more than 10 miles a week, (I don't do that in two weeks at the moment)

I had to help her fit a tracker, that plugs into the usb port, that monitors the mileage

steve





Thats was probably spelt wrong, or had some grammer, that the "grammer police have to have a moan at




View User's Profile View All Posts By User U2U Member
907

posted on 24/5/20 at 04:57 AM Reply With Quote
I think I'll sorn mine as from June 1st

It's done 8 miles since the MOT in March and no chance of meets or shows this year due to the Coronavirus.

Tax is 23.18 a month and A-Plan require 163.12 on June 3rd ( 3years NCB )

That's a 441.28 saving. After 9 weeks of virtually no pay it's not to be sneezed at.


Paul G

View User's Profile View All Posts By User U2U Member
907

posted on 27/5/20 at 03:11 PM Reply With Quote
I went for lay up in the end. 73 fire, theft and accidental damage.

It also keeps the NCB going so it will be 4 years next time. Doesn't time fly.

Paul G

View User's Profile View All Posts By User U2U Member
Ugg10

posted on 27/5/20 at 04:42 PM Reply With Quote
My Anglia is insured with A-Plan, had it on a 1500 mile policy but chatted to them on renewal and got layup insurance for half the price. Worth having a chat to them about it.

[Edited on 27/5/20 by Ugg10]





---------------------------------------------------------------
1968 Ford Anglia 105e, 1.7 Zetec SE, Mk2 Escort Workd Cup front end, 5 link rear
Build Blog - http://Anglia1968.weebly.com

View User's Profile View All Posts By User U2U Member

New Topic New Poll New Reply


go to top






Website design and SEO by Studio Montage

All content 2001-16 LocostBuilders. Reproduction prohibited
Opinions expressed in public posts are those of the author and do not necessarily represent
the views of other users or any member of the LocostBuilders team.
Running XMB 1.8 Partagium [ 2002 XMB Group] on Apache under CentOS Linux
Founded, built and operated by ChrisW.