macca1
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| posted on 17/12/08 at 09:30 PM |
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Insurance for a Day!!
I need to take my car for an MOT but I don't have any insurance in place for it.
I assumed I could contact my current insurer and just either swap or add the car just to allow me to take it for its test, I was wrong
My current insurer can ONLY cover MX'5/Eunos on this policy, so I asked them about taking out an additional policy for the day for the other
can, they said no problem But it will need to be MOT'd!!!!
Does anyway have any ideas who I could speak too that may be a little more understanding as I really need to get it done before the weekend, and
before anybody asks, yes the last test has expired?
Thanks
Col
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Aboardman
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| posted on 17/12/08 at 09:34 PM |
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can you not just get a days insurance.
https://www.dayinsure.com/quotepages/index.aspx
https://www.tempcover.com/TempCover/tcvCarIns.aspx
http://www.rac.co.uk/web/day-insurance/
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rb968
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| posted on 17/12/08 at 09:48 PM |
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My mate recently got a days fully comp cover from Tesco for a car he was picking up to store over the winter. Cost him about £9.50!
Worth a try.
Rich
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omega0684
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| posted on 17/12/08 at 09:51 PM |
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just looked on 'dayinsure' and 'rac' and as soon as you put in that the car is caterham style, they say they won't
insure it!
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mcerd1
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| posted on 17/12/08 at 10:04 PM |
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^^^ even if the website won't give you cover its worth giving them a phone sometimes (if you've got the time)
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peteday_uk@btinternet.com
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| posted on 17/12/08 at 10:22 PM |
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Try 0800 015 4210 , this Hondacare drive away cover. They not only cover Honda but other makes aswell. You'll have to be bit cheeky because
they may ask for a dealer ref which you won't have. This is basically Zurichs way of getting you to get a quote from them but they will give
you 7 days complimentary cover free of charge.
Pete
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macca1
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| posted on 17/12/08 at 10:28 PM |
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Thanks for the info, but dayinsure/rac wont cover an import and tempcover will not cover past group 17
It looks like my RX7 fails on both counts!!
Cheers
Col
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Liam
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| posted on 18/12/08 at 12:11 AM |
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Not got any mates with a fully comp policy that allows them to drive other cars with the owner's permission? I've got that on mine, so in
theory I could do it for you (if I weren't so far away!)
Liam
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Simon
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| posted on 18/12/08 at 01:20 AM |
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quote:
Originally posted by Liam
Not got any mates with a fully comp policy that allows them to drive other cars with the owner's permission? I've got that on mine, so in
theory I could do it for you (if I weren't so far away!)
Liam
NO NO NO NO NO NO, asaik, you can only do that if the third party vehicle to be driven by you is covered with its own policy!!!
ATB
Simon
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mad4x4
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| posted on 18/12/08 at 07:52 AM |
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quote:
Originally posted by Liam
Not got any mates with a fully comp policy that allows them to drive other cars with the owner's permission? I've got that on mine, so in
theory I could do it for you (if I weren't so far away!)
Liam
But for that method to work the vehicle has to be insured.........
Wing it - If you get stopped explaine to the cops your are taking it to MOT for Tax * Insurance but no point in getting insurace util it has
MOT... - Catch 22
Scot's do it better in Kilts.
MK INDY's Don't Self Centre Regardless of MK Setting !
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Danozeman
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| posted on 18/12/08 at 08:03 AM |
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If its a rx7 not a kit you should be able to get it from somewhere, have you tried tesco?
Dan
Built the purple peril!! Let the modifications begin!!
http://www.eastangliankitcars.co.uk
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MK9R
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| posted on 18/12/08 at 09:11 AM |
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quote:
Originally posted by Simon
quote:
Originally posted by Liam
Not got any mates with a fully comp policy that allows them to drive other cars with the owner's permission? I've got that on mine, so in
theory I could do it for you (if I weren't so far away!)
Liam
NO NO NO NO NO NO, asaik, you can only do that if the third party vehicle to be driven by you is covered with its own policy!!!
ATB
Simon
That is what i always thought, but i spoke to my insurance company (bullseye no frill through underwritten by Swinton) and they said as long as it
owned by somebody else i am covered to drive it 3rd party, and there is no need for it to be insured induvidually. I thought this was wrong so double
checked and they said i was covered. I still found it a bit worrying though incase something happened.
Cheers Austen
RGB car number 9
www.austengreenway.co.uk
www.automatedtechnologygroup.co.uk
www.trackace.co.uk
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mcerd1
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| posted on 18/12/08 at 11:58 AM |
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quote:
Originally posted by MK9R
quote:
Originally posted by Simon
quote:
Originally posted by Liam
Not got any mates with a fully comp policy that allows them to drive other cars with the owner's permission? I've got that on mine, so in
theory I could do it for you (if I weren't so far away!)
Liam
NO NO NO NO NO NO, asaik, you can only do that if the third party vehicle to be driven by you is covered with its own policy!!!
ATB
Simon
That is what i always thought, but i spoke to my insurance company (bullseye no frill through underwritten by Swinton) and they said as long as it
owned by somebody else i am covered to drive it 3rd party, and there is no need for it to be insured induvidually. I thought this was wrong so double
checked and they said i was covered. I still found it a bit worrying though incase something happened.
each insurance company seems to have a slightly different wording on this bit - best to get it in writing first
BTW have you tried the NFU, they can be quite flexable (if not cheap)
-Robert
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bassett
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| posted on 18/12/08 at 11:58 AM |
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I got temp cover from my current insurer on a car i was selling. Wasnt the cheapest but im sure the cover will be better.
My MNR Blog Updated Jan 2010 - Track Day Prep Begins!
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macca1
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| posted on 19/12/08 at 07:52 PM |
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Just as a way of closure, I've got the MOT done but please,don't ask me how I managed it as you don't know who may be reading
this
But thanks to all that left a comment
Col
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