flibble
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| posted on 27/1/10 at 09:43 PM |
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"Cat D" damaged cars
I've been looking for a runabout and, as I used to do with bikes always consider cat D`s as nothing to worry about as I thought cat C and above
were where big structural damage etc had occured and needed tesing.
Just noticed
LINKY
is a cat D but to me looks wrecked. Have categories changed, did this one slip through somehow or did I always have the wrong idea about cat
D's?
Not sure wether to discount ever buying one again as it'd worry me if someone repaired this car and didn't have it checked over..
pic:
93JLBL(GY-WKDQ~~_12.JPG)
This wasn't a car I was looking at in any way (though I'd love one!), it just caught my attention on eBay
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scootz
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| posted on 27/1/10 at 09:52 PM |
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That looks perfectly acceptable to me as a Cat D...
It's Evolution Baby!
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flibble
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| posted on 27/1/10 at 09:54 PM |
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Fair enough  , just took me by surprise as back when I bought bikes off insurance company auctions cat D's always just seemed to have scrapes
and a dent here or there but could've easily been riden away, think I'll steer clear of car write offs then!
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bj928
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| posted on 27/1/10 at 09:59 PM |
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i used to buy a lot of cat c & d mondeos, it all comes down to value of car and cost of repair, a key scratch on an old mondeo will be a cat c
because the cost of spraying is more than the car, but it is safe to do and put back on the road if you really want, cat d is when its damage to a car
that is worth way more than the repair, a cat b is break only, maybe nothing wrong with car but for whatever reason, its to never go back on the road,
or it may be to dangerous to repair, cat a is a burnt out shell
or at least thats what i see is how they work it out
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garyo
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| posted on 27/1/10 at 10:09 PM |
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I suppose there's not much wrong with that apart frorm a new front clam, two wishbones, and some sundry bits of plastic.
Oh, and the forklift damage underneath!
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GregSL75
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| posted on 27/1/10 at 10:11 PM |
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Category A Insurance Write Off - the vehicle must scrapped and no parts or components can be sold other than for scrap. Amounts vary but the scrap
value rarely covers the cost of recovery and delivery to a scrap yard.
Category B Insurance Write Off - the vehicle must not be used again but non- structural and roadworthy parts and components may be recovered for use
in other vehicles. Care must be taken to ensure that they are not critical components with important safety functions.
Category C Insurance Write Off - the vehicle is repairable but the parts and labour would exceed the value of the car. This is a tricky situation as
there are plenty of amateur and professional mechanics who could use second hand parts to repair these vehicles at much lower prices than the list
costs for parts and labour.
Category D Insurance Write Off - the vehicle is economically repairable but other factors are involved that cause the insurer to declare the vehicle a
write off. Perhaps the replacement car hire is too costly or it will take too long for a specialist part to be delivered.
Category X Insurance Write Off - the vehicle is easily repairable and may even be still roadworthy.
Unrecorded Insurance Write Off - the vehicle damage was not reported to the insurer or the driver was uninsured. The most common example is drivers
who only have third party insurance but have had an accident that was their fault (usually not involving anyone else).
2.0 XE on GSXR TBs and Megasquirt
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scootz
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| posted on 27/1/10 at 10:17 PM |
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Looks terrible in the pic posted... the angle makes it look as though the chassis is twisted like a curly-wurly!
The plastic and n/s/f suspension damage are neither here nor there with regards to the future roadworthiness... both are easily sorted.
Tuscan 'corner' (wheel, brake and suspension / steering components) will cost about £500-ish. Lug repairs are simple enough.
The plastic and paint... depends on what can be found at the breakers - £2-3k.
Pre-accident, it was probably worth £13-14k, so a potential £3k-ish repair is no hardship if you were to get it at £5-6k.
Assuming that the chassis is relatively straight... 
It's Evolution Baby!
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scootz
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| posted on 31/1/10 at 08:10 PM |
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Went for £5.5k...
It's Evolution Baby!
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