macc man
|
| posted on 22/9/11 at 02:51 PM |
|
|
Credit card fraud
I just had a call from my credit card security dept. It appears someone has skimmed my card and is using it to buy DELL computer parts. Last time I
presented it eas to buy petrol at a Shell garage 5 miles from me. Card has been stopped and hopefully I will be reimbursed. Pain in the bum though.
Make sure when you use your card they do not take it away from your sight.
|
|
|
|
|
samjc
|
| posted on 22/9/11 at 03:06 PM |
|
|
My mum had it begining of the year over £1400 all re imbersed tho but was also for dell as well as apple products. Dell wouldnt give.me a delivery
adress neither :-( so couldnt of had any fun out of it.
|
|
|
jossey
|
| posted on 22/9/11 at 03:09 PM |
|
|
petrol stations run by the "foriegners" are bad for it.
Ive had 3 of my cards done as i buy alot of fuel due to my 1000 miles a week travelling for work. GRRRRR
Thanks
David Johnson
Building my tiger avon slowly but surely.
|
|
|
MikeRJ
|
| posted on 22/9/11 at 03:14 PM |
|
|
Doesn't virtually every garage have a "chip and pin" machine these days?
|
|
|
britishtrident
|
| posted on 22/9/11 at 03:18 PM |
|
|
Apparently even chip & pin is compromised these days --- it just takes a brainier more cyber aware scum bag.
|
|
|
dlatch
|
| posted on 22/9/11 at 05:06 PM |
|
|
i only pay cash in garage's these days
|
|
|
macc man
|
| posted on 22/9/11 at 05:14 PM |
|
|
If the government has its way it will get rid of cash, and then we will be at the crooks mercy.
|
|
|
jossey
|
| posted on 22/9/11 at 05:40 PM |
|
|
Chip and pin has not been compromised and is 100% safe. The issue is some
Garages swipe the card on the computer to match details but people tape a card reader to the till so it looks good.
Thanks
David Johnson
Building my tiger avon slowly but surely.
|
|
|
Daddylonglegs
|
| posted on 22/9/11 at 05:42 PM |
|
|
My wife had an email the other day from the bank asking if she has applied for a credit card. Apparently, someone had tried to get one in her name but
couldn't answer all the questions so they emailed her to see if it was genuine. Nat West have been good with us on this and another occasion
when I apprently payed for purple parking at Heathrow whilst I was busy in Swindon. neat trick if you can do it!
It's almost as common as wet weather nowadays
It looks like the Midget is winning at the moment......
|
|
|
britishtrident
|
| posted on 22/9/11 at 06:05 PM |
|
|
quote:
Originally posted by jossey
Chip and pin has not been compromised and is 100% safe. The issue is some
Garages swipe the card on the computer to match details but people tape a card reader to the till so it looks good.
That is what the banks claim but it isn't true there have a few cases reported in the media, in one case reported by the BBC a woman civilian
working for the police was arrested and taken away in handcuffs in a massive police raid on her house and prosecuted on only the word of the bank
that the chip and pin system was a 100% secure, the prosecution case was totally demolished in court by an expert witness.
[Edited on 22/9/11 by britishtrident]
|
|
|
JoelP
|
| posted on 22/9/11 at 06:13 PM |
|
|
There is also in existance a card that has a wire leading to a computer of sorts, that someone puts in the chip and pin machine and the computer
basically tells the reader that a correct pin has been entered, when it hasnt.
Beware! Bourettes is binfectious.
|
|
|
T66
|
| posted on 22/9/11 at 06:23 PM |
|
|
I got skimmed last year, only fuel at Morrisons and occasionally at a small independent setup run by young lads, and when I spoke to Morrisons they
had never had a skimming occur on their site, so I wonder where it happened..
Card ended up buying buggies for Jeremy Kyle contestants in Manchester, thieving turds....
Likewise my card never leaves my sight.
|
|
|
britishtrident
|
| posted on 22/9/11 at 06:24 PM |
|
|
Quote From BBC News Website dated 26 October 2009
"According to a recent survey by the Consumer Association, 20% of identity fraud victims end up out of pocket.
Jane Badger is one of them. In 2006 she reported a fraudulent transaction of £772 on her Egg credit card, and fully expected to get her money back.
Instead she was arrested, her house searched, she was suspended from her job, charged with fraud by misrepresentation and taken to court.
With Professor Anderson's help, the case against her collapsed and she was acquitted although she has not got her money back.
Ms Badger said: "It's taken over my life. All I want is an apology."
The BBC asked Egg to comment on this case, but it declined. "
Full Article http://news.bbc.co.uk/1/hi/england/cambridgeshire/8325477.stm
Lots more on if you search on "chip and pin security" the BBC website
[I] “ What use our work, Bennet, if we cannot care for those we love? .”
― From BBC TV/Amazon's Ripper Street.
[/I]
|
|
|
T66
|
| posted on 22/9/11 at 06:36 PM |
|
|
quote:
Originally posted by britishtrident
Quote From BBC News Website dated 26 October 2009
"According to a recent survey by the Consumer Association, 20% of identity fraud victims end up out of pocket.
Jane Badger is one of them. In 2006 she reported a fraudulent transaction of £772 on her Egg credit card, and fully expected to get her money back.
Instead she was arrested, her house searched, she was suspended from her job, charged with fraud by misrepresentation and taken to court.
With Professor Anderson's help, the case against her collapsed and she was acquitted although she has not got her money back.
Ms Badger said: "It's taken over my life. All I want is an apology."
The BBC asked Egg to comment on this case, but it declined. "
Full Article http://news.bbc.co.uk/1/hi/england/cambridgeshire/8325477.stm
Lots more on if you search on "chip and pin security" the BBC website
An observation - I very much doubt an arrest would be made if you reported having your card skimmed, there must have been some supporting intelligence
to allow an arrest to be made. Only reasonable suspicion is required that the person had committed an offence, which isnt much....
Otherwise with the current problem of card skimming, the police stations would be full of credit card victims not offenders.
|
|
|
Thinking about it
|
| posted on 22/9/11 at 08:05 PM |
|
|
quote:
Originally posted by dlatch
i only pay cash in garage's these days
And get the card skimmed at the cash point getting the cash out
I had mine done a few years ago. they did a tester on forty quids worth of groceries at Tesco. I guess if it didnt work they could do a runner. Then
went on to buy two cars at Croydon motor auction.
Imagine my suprise when i got the statement, expecting a zero balance
|
|
|
britishtrident
|
| posted on 22/9/11 at 09:02 PM |
|
|
If paying cash at petrol stations I always memorise the last few digits of any large value notes.
[I] “ What use our work, Bennet, if we cannot care for those we love? .”
― From BBC TV/Amazon's Ripper Street.
[/I]
|
|
|
morcus
|
| posted on 23/9/11 at 01:06 AM |
|
|
Cash isn't that much safer. Not only are there large numbers of forgeries but it's also much easier to nick and as said you've got
to get the cash in the first place and a private ATM is more likely to be used to scam you than a petrol station. Another issue that doesn't
come up much but what if the garage takes your real money and claims its fake? Legally, shops are obliged to confiscate forged notes, and the problem
is worse if they've got some fakes to swap it with.
I buy most of my fuel from Tesco, but mostly because I get it when I do my shopping. Most people I know who've had their card scammed has been
from small petrol stations.
I'm surprised there aren't large numbers of people abusing contactless to rob people, some of the machines will read a card through a
pocket, wallet and a few other cards (I tested this).
In a White Room, With Black Curtains, By the Station.
|
|
|
BenB
|
| posted on 23/9/11 at 07:37 AM |
|
|
quote:
Originally posted by jossey
Chip and pin has not been compromised and is 100% safe. The issue is some
Garages swipe the card on the computer to match details but people tape a card reader to the till so it looks good.
Chip and pin isn't safe. The theory was that the machines are "unhackable". Which of course is wrong. There's a nice example
somewhere on one of the geeky websites of one PDQ machine playing tetris.
And I seem to recall a couple of years back Asda got hit in quite a big manner when it was revealed that the machines had been shipped out with a
Trojan on them....
Nothings 100% safe.
|
|
|
