neilp1
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| posted on 10/6/14 at 07:00 PM |
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Insurance for Driving to IVA
What insurance do I need to be able to drive the kit to IVA. I had always planned trailering it, but since I no longer need to take the car to the
DVLA office (since it's not there) I going to sell my towcar.
I currently have build insurance. I also want to take it to a local garage to test brakes, emissions and headlights.
Cheers,
Neil
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SteveWallace
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| posted on 10/6/14 at 07:04 PM |
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Kit car insurers will insure the car based on the VIN number for driving to and from IVA, but I don't think that you will get cover for driving
to your local garage. Your car will not be road legal except for the exemption for driving to/from a test.
I insured mine through A-plan and they were very specific about only being insured to take the shortest route to and from the VOSA test centre.
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cliftyhanger
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| posted on 10/6/14 at 07:09 PM |
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Get the garage to collect it and use their trade plates?
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neilp1
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| posted on 10/6/14 at 07:15 PM |
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What if its booked in for a MOT??
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adithorp
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| posted on 10/6/14 at 07:30 PM |
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You can only drive an un-registered, un-taxed car to and from a REQUIRED test or to a place of repair, following failure of a required test. The only
required test is IVA, so thats the only place you can drive the car ( unless it fails when you can then drive it to a garage). In either case it must
be insured.
The specialist insurers will insure it on the chassis number. Be aware though there is a time limit from taking out the insurance to giving them a reg
number to transfer the insurance to; Varies but 2-4 weeks is usually quoted but they'll often extend that if you let them know.
"A witty saying proves nothing" Voltaire
http://jpsc.org.uk/forum/
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loggyboy
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| posted on 10/6/14 at 07:53 PM |
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quote:
Originally posted by adithorp
You can only drive an un-registered, un-taxed car to and from a REQUIRED test or to a place of repair, following failure of a required test. The only
required test is IVA, so thats the only place you can drive the car ( unless it fails when you can then drive it to a garage). In either case it must
be insured.
You can mot your new car if you want, so I cant see why you couldn't, also, you can drive it to a place of repair, for such required tests,
therefore driving to a garage to get brakes etc tested would be covered under that, even for IVA.
Mistral Motorsport
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adithorp
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| posted on 10/6/14 at 08:50 PM |
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You can MOT a car at any time but it is only "required" (3 years) after registration. The law is specific and it says you can only drive
to/from a legally required test.
Of course the OP can take the risk if he wants, get stopped (wouldn't be the first be), stand at the side of the road and debate semantics.. car
seized, fine, points, storage/removal charges. Equally you can encourage him.
"A witty saying proves nothing" Voltaire
http://jpsc.org.uk/forum/
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SteveWallace
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| posted on 11/6/14 at 07:29 AM |
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I would add that the risk of getting stopped is fairly high given that it will not exactly be an inconspicuous car and that it will not have number
plates. Although I suppose that it depends on how far away the garage is. If its on your street the you'll probably get away with it (unless
its the A1).
I guess that you could take the view that its worth the risk of a fine (don't know what it would be, but driving whilst not insured is a big
issue), but the bigger consequence is having an accident when not insured - loosing the car, getting prosecuted, and being subject to an injury claim
if a third party is involved. Perhaps low probability, but high consequence in risk assessment terms.
Be very clear with any potential insurers as to what the car is covered for before its registered. When I got my cover note from A-Plan it said that
I was covered for one journey to and from VOSA only and I had to get another letter from them to clarify that I could even drive it to and from an IVA
retest.
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neilp1
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| posted on 11/6/14 at 06:53 PM |
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Thanks guys that clears it up for me.
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DAN@ADRIAN FLUX
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| posted on 14/6/14 at 12:21 PM |
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Hi,
If you need any assistance with additional insurance please feel free to drop me a line.
Regards,
Dan.
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neilp1
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| posted on 23/7/14 at 08:41 AM |
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quote:
Originally posted by DAN@ADRIAN FLUX
Hi,
If you need any assistance with additional insurance please feel free to drop me a line.
Regards,
Dan.
Dan I phone Adrian Flux this morning to be told that it would be £780 to insure.
ARE YOU HAVING A LAUGH!!!!!!!!!!!!!!!!!!!!!!!!!!1
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daveb666
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| posted on 23/7/14 at 09:57 AM |
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Summot wrong there - Flux insured me for £165 on my chassis number prior to me passing my IVA.
2007bc Photography - Commercial and Wedding Photographer based in West Yorkshire
http://www.2007bc.co.uk / http://www.huddersfieldcommercialphotographer.co.uk
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BenB
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| posted on 23/7/14 at 10:53 AM |
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They also insured me. Only tricky bit was when they needed the registration number within a few weeks after SVA and the DVLA dragged their heals on
the registration and almost lost me a good few hundred quid. I applied for compensation via the DVLA website (on the grounds of their dawdling) and
that got things sped up nicely!
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Fishface
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| posted on 23/7/14 at 12:02 PM |
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footman james just done mine, no real issues except chasing me for reg number after a few weeks, but works out alright in the end. About 200 quid ish
from memory
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neilp1
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| posted on 23/7/14 at 03:11 PM |
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I phoned Adrian Flux back once I had calmed down and they got it down to £450. I then phoned A-Plan and spoke with a guy who knew what he was talking
about. I have paid £180 which I'm very happy with.
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Stot
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| posted on 23/7/14 at 04:02 PM |
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quote:
Originally posted by neilp1
I phoned Adrian Flux back once I had calmed down and they got it down to £450. I then phoned A-Plan and spoke with a guy who knew what he was talking
about. I have paid £180 which I'm very happy with.
Matt by any chance? Very helpful just insured mine too on VIN. He said it was covered for 'essential journeys' like IVA test but the
wording does depend on the underwriter, markerstudy i think it was in my case.
Cheers
Stot
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neilp1
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| posted on 7/8/14 at 12:29 PM |
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Car failed IVA on emissions so I need to take it back to rolling road which is 60 miles away.
Can I drive the car there?
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adithorp
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| posted on 7/8/14 at 01:31 PM |
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You can drive it to/from a required test and to/from a place of repair (following test failure) to have the faults rectified. It must be booked in and
be insured.
However if you were to get stopped I'd expect a few questions and enquiries to be made rather than just "Ah, thats OK then. Away you
go".Be sure to have all the paperwork with it.
What were the emmision test readiings?
[Edited on 7/8/14 by adithorp]
"A witty saying proves nothing" Voltaire
http://jpsc.org.uk/forum/
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neilp1
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| posted on 7/8/14 at 03:47 PM |
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What were the emmision test readiings?
I can't recall, but I try and post them on here.
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neilp1
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| posted on 12/8/14 at 12:40 PM |
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Emissions
CO 5.84
HC 3310
Lambda 0.754
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adithorp
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| posted on 12/8/14 at 01:06 PM |
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Wow, that is running mega rich. Whats your set-up?
"A witty saying proves nothing" Voltaire
http://jpsc.org.uk/forum/
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neilp1
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| posted on 12/8/14 at 03:31 PM |
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2lt Duratec, GSXR1000 throttle boddies and Omex 600 ECU.
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adithorp
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| posted on 12/8/14 at 03:50 PM |
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Did the tuners set it for the emission test? If so then there's something strange going on. Even with no cat fitted it should be below 1%CO.
With CO at 5% (way more than a cat can deal with) that explains the high HC reading and low lambda.
"A witty saying proves nothing" Voltaire
http://jpsc.org.uk/forum/
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neilp1
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| posted on 12/8/14 at 06:55 PM |
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I told them it needed to go through IVA and they said they set it for that.
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